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When did they first move in? I'm not sure. They always sneak in, starting out small and seemingly harmless. We've run them out before, but they always slip back in, with some new, innocent disguise, some great excuse.

They didn't tag along on our honeymoon, I know that. It was probably during those years when Tom was a full-time student, we started having children and one tenant after another in our rental property stopped paying rent (rent that didn't even cover the mortgage payment!) Thanks to the economy, we couldn't sell it either, and we refused to file bankruptcy. Too proud. We would tough it out.

Yep, those little debt demons probably snuck in around then, but we eventually kicked them out – we thought for good. And good riddance.

But somehow they sweet talked their way back in, probably about the time I quit work to stay home with the kids, despite being so frugal we made the publishers of the Tightwad Gazette look like spendthrifts. 

We kicked them out again, determined to keep our guard up, not let them get a foot in the door, and yet here we are, once again, trying to figure out how we're going to get rid of them.

They've grown pretty big and nasty. Sometimes they scare me… my heart beats fast and I struggle to catch my breath if I look at them head-on.

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But I'm tired of them hanging around, crowding me and Tom so much here in our Empty Nest that it cramps our style and keeps us from enjoying ourselves. I'm tired of feeling and smelling their stinky breath on my neck.

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We've drawn up battle plans; we're determined to conquer them, drive them far, far away from us and then fill in those cracks so they never squirm their way back in. 

We're learning new tightwad maneuvers… we've pulled out the big guns and started blasting… I've gone back to work, have tried to find ways to bring in more income with this blog (more ads and affiliates – sorry!) and my photography blog (want to buy some photos?) plus I've become an Independent Representative for Silpada Jewelry. And I'm still plodding along on my book, hoping it will be the biggest gun of all when I finally finish it. 

Those debt demons have just got to go… and I have faith they will. For good…

"For I know the plans I have for you," declares the LORD, "plans to prosper you and not to harm you, plans to give you hope and a future. Jeremiah 29:11

Wish us luck, anyway!

Have any tightwad suggestions for us? We're probably already doing them, but share them with me, please, just in case!

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(Original artwork by our son, Tommy.)

 

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10 responses to “Pack your bags, Debt Demons”

  1. L² Avatar

    Barb, you are speaking what I feel again…if you are gonna be in my head I am gonna charge rent. =)
    We, like you guys, keep fighting those demons as well. Our current plan goes into effect 1st quarter of next year when our car payment goes away. Then we will use that amount to pay down other debts in larger jumps.
    Thanks again for sharing your life!
    — L2

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  2. Barbara Shallue Avatar

    Those little guys get around, don't they? Good luck with your plan. It sounds like a good one! Do it now if at all possible, before your kids get to be college age 🙂

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  3. cyndee Avatar

    i know the feeling, good luck with your plan.

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  4. Barbara Shallue Avatar
  5. Brenda Nowicke Avatar

    Wish I could win the lottery and squash those demons. Since I don’t play, that probably won’t happen. Bring your catalog to Port A and I’ll order some jewelry!
    I LOVE Tommy’s artwork…he really captured those demons!

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  6. Barbara Shallue Avatar

    I know you would if you could. I don't play, either! I'm bringing my catalog but don't feel like you have to order! Yes, Tommy is so talented – I wish he'd get back to his artwork.

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  7. calvertgina Avatar

    Barbara, great blog post! I love the addition of the original artwork and how you cropped it into several images. i love the close up of the boy’s face!
    I try to remember that in God’s scheme of things, it’s Monopoly money. And say a prayer of gratitude that they don’t have debtor’s prison anymore!
    P.S. I was a subscriber to the Tightwad Gazette back in the day, too!

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  8. Barbara Shallue Avatar

    I refused to even spend the money to subscribe!! I just like to remember that everything belongs to Him, not to me. Whatever I have is his to give or take, and that he'll always provide for me.
    Still… I want to pay off those dang credit cards and college loans sooo bad!! lol
    (Thank you on the artwork and cropping. I'll pass that on to Tommy!)

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  9. Spanisheyes Avatar

    OH! HOW I LOVE THIS POST!!!!!!!!!!!The story…I can relate to it so well…and those demons!!!
    I think this picture of Tommy is AWESOME…the facial expression of the boy is fabulous. Is it oil, or acrylic on canvas? I’d like to see more. I have enjoyed it so much!!
    Thanks!!

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  10. Barbara Shallue Avatar

    I'm not sure if it's oil or acrylic, but it is on canvas. I love all his little details. Thanks, Juana!

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